Buy Prepaid Visa Cards

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  • Supported all across the world
  • Currency Card in US Dollars
  • Credit Card (Visa)
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  • Card Validity: 8 Months
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Product Details

Buy Prepaid Visa Cards

A prepaid Visa card is one that works with financial institutions to issue credit or debit cards rather than issuing them itself. The Visa emblem appears on the Prepaid Visa Virtual Credit card.

Visa’s history dates back to 1958, when Bank of America introduced the first consumer credit card program in the United States for middle-class customers and small to medium-sized businesses. The firm expanded abroad in 1974 after a very brief period of growth.

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It was the first to create the debit card in 1975. In 2007, regional firms throughout the globe were consolidated to establish Visa Inc., which went public in one of the biggest IPOs in history in 2008. In 2016, Visa finalized the purchase of Visa Europe.

Visa is the greatest method to pay and get paid for everyone, anywhere, with goods and services accessible on any device such as cards, computers, tablets, and mobile devices in over 200 countries and territories.

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The Benefits of Using a Prepaid Visa Card

A Prepaid Visa Virtual Credit Card may be used to purchase products, services, or cash from a Visa merchant or acquirer, and the transaction will be completed via Visa’s network. Visa Prepaid Cards are a popular kind of prepaid card provided by Visa in a number of countries across the globe.

Visa card functionality is often implemented on the same plastic card in many countries, allowing access to ATMs and any local networks such as EFTPOS or Interac. A Visa debit card is more convenient than cash.

Visa cards are issued by your bank or another financial institution and debited from your bank account. This card allows you to access your money quickly, securely, and conveniently in person, online, internationally, and over the phone.

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How does this card function?

Customers who have a Visa Debit card may use it to make both credit and debit transactions in the United States. At fact, all you have to do to make a purchase in a shop is swipe your Visa card during checkout.

To make an online purchase using your Prepaid Visa Card, go to the checkout page and choose the products or services you wish to buy. Enter your debit card information, which includes the 16-digit card number, expiry date, and CVV code, during checkout.

You should also double-check that the billing address on your visa card is accurate.

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Benefits of a Prepaid Visa Card

  • Cardholder Inquiry Service offers customer phone help for general enquiries and product or service information to Visa cardholders.
  • Visa Global Customer Care Services provides cardholder information and help via phone 24 hours a day, 7 days a week to all Visa cardholders calling from anywhere in the globe.
  • When the card number is known, Visa will block your card and link you with your financial institution or bank. Cardholders may acquire an emergency card replacement within one to three business days after receiving bank clearance. Another alternative is for Visa to arrange for cash to be delivered to you at a nearby location, generally within hours of your bank’s approval.
  • With a Visa Card, you may also get motor insurance for damage caused by an accident or theft.
  • If your card is lost or stolen, Visa’s Zero Liability Policy protects you against illegal transactions. You are completely safe whether you make purchases online or in person.
  • Visa’s Continuous Fraud Monitoring Service tracks activity on your card 24 hours a day, seven days a week to assist spot unusual behavior.
  • Roadside Dispatch, a pay-per-use roadside help service, is available to Visa cardholders.
  • Your card contains a 3-digit security number that is used to validate your identity when making transactions over the phone or online.
  • You may call for travel or emergency assistance at any time, from anywhere in the world, if you have a protected Visa card.
  • You may acquire a complete annual report of your card spending with the assistance of a Prepaid Visa Card, making budgeting and financial planning easier.

 

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Prepaid Visa Card Disadvantages

  • You’ll have to pay a lot of interest if you carry a debt from month to month. Interest rates on purchases and cash advances may reach 22 percent APR. If you are unable to make payments each month, you may wind up spending hundreds or thousands of dollars more in interest than you were originally charged.
  • If you miss Visa card payments or have continuous debts on your credit file, it may affect your ability to get a loan in the future.
  • Visa cards are the subject of a variety of fraud schemes. Even if you are paid for fraudulent purchases on your account, dealing with credit card fraud may be a time-consuming and unpleasant affair.
  • When you pay with a Visa card, many businesses incur a premium. This charge is normally 0.5–2% of the total transaction cost for Visa cards. This is a one-time fee for the convenience of using plastic to pay.
  • Because banking firms create it, using your visa card to obtain cash or perform other ‘cash equivalent’ transactions, such as purchasing foreign currency or gambling, is quite costly. For a cash withdrawal, a cash advance fee of roughly 3% of the entire transaction amount is charged, as well as an interest rate of 19–22% charged straight away.

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